@misc{indiciaee6d5c5bc8315,
  title = {Moral Hazard Heterogeneity: Genes and Insurance Influence Smoking after a Health Shock},
  author = {Biroli, P. and Zwyssig, L.},
  year = {2021},
  doi = {10.1101/2021.03.05.434163},
  url = {https://www.biorxiv.org/content/10.1101/2021.03.05.434163v1},
  note = {Source identifier: 10.1101/2021.03.05.434163}
}